Let’s be honest. Most of us were taught the basics: go to school, get a job, save money, invest in a 401(k), and hope for the best in retirement. But here’s the kicker—that’s not how the wealthy do it. Behind the scenes, millionaires and savvy business owners use strategies that grow their wealth while legally avoiding taxes. One of the most powerful and under-the-radar tools they use? Indexed Universal Life Insurance — or, as we like to call it, the IUL Blueprint.